Looking for luxury real estate in Jacksonville? Look no further… Additionally, feel free to reach out if you’d like a more exhaustive list of premier homes in our great city. Jeff@ERA.com For a more descriptive text on the area visit the Jacksonville Real Estate page. Drum roll please… Haven’t seen enough? Follow the link to […]
For Home Buyers
Buying a home in the Jacksonville, Florida area is a big decision. Whether you are a first-time home buyer, or building your investment portfolio, we are here to help you. So, first home or hundredth, we'll make sure you find the property that is perfect for you!
Throughout the journey of finding your next home, we will help you make informed choices like choosing Single Agency vs Transaction Brokerage.
To keep up with the latest and greatest regarding real estate in the 904, be sure to check out the blog..
Here is a step-by-step overview of the home buying process
1. Contact 904Living
Call us at (904) 434-5154 or email Jeff@ERA.com to schedule a phone conversation or personal meeting to discuss your needs. What’s on your wish list for your dream home? We'll discuss all the vital information - location, size, price and other details that will ensure a perfect match with a home that is right for you.
2. Get Preapproved for a Loan
A lender will look at your income, assets, credit history, debt, and expected down payment to determine your price range. If you haven't spoken with a lender yet, we can connect you to one of our preferred lenders. They can preapprove you in just a few minutes over the phone. With this information, we can stay on budget during our home search.
2. Shopping Around
Next, we will narrow down your search criteria based on your preferences. we will search through all of the available existing homes and narrow down the selection. Our Home Search Map allows you to customize searches, save your favorites, and receive updates. We can email or call you with available listings or you can search the entire database of available homes at your convenience.
3. Let's Make a Deal
When we find a home that meets your needs, we will research comparable properties in the area to provide you with suggestions for an offer price, settlement and occupancy dates, and other contingencies with the goal of getting you the best price and closing costs. The seller then has the option to either accept, reject, or make a counteroffer. After it is agreed upon by all parties, the contract will be signed and legally ratified. We will keep you updated throughout the closing process.
4. Closing and Move in!
Before final settlement, we will do a final walkthrough of the house to check in on the condition of the property. Unless the contract is “As-Is”, everything should working order and all inspection repairs should already be completed. When we meet for closing it is time to do a lot of document signing and pick up the keys to your new home. The only thing left is to move in and plan your housewarming party!
Helpful articles for home buyers:
Having dealt with contractors for the last 7+ years, I’ve had both good and bad experiences. Just like any other business… Ultimately, even if you take all necessary precautions you can’t 100% guarantee successful dealings. It’s about trial and error! That being said, if you follow the guidelines below you’ll give yourself a really good […]
I’ve made a few observations about living in Deerwood over the previous months that I thought might be of value for the buyer weighing their options in regards to what Jacksonville neighborhood to buy in. The Good The average lot size in Deerwood is .62 acres And, this doesn’t include the Estates section. Compare that to Hampton […]
Once buyer and seller come to terms on the standard issues of a contract (price, closing date, concessions, warranties, etc.) it’s time to clear any outstanding contingencies and move into escrow (In other words, wait on the lender to finish underwriting your loan)… Home Inspection: Must typically be completed within 10 calendar days of offer acceptance. If […]
Smart home technology is all the rage these days. There are typically two ends of the spectrum when it comes to these “toys.” Those who try to automate every area of their life, and those who are still trying to figure out their smartphone. Somewhere in the middle lies a healthy balance. I consider most […]