Whether you’re buying, selling, or a real estate agent trapped in the middle of an appraisal debacle – this article is intended to help you navigate the process of getting a lift in value for your low appraisal! One of the more frustrating events that can happen in a real estate deal or home refinance […]
For Home Buyers
Buying a home in the Jacksonville, Florida area is a big decision. Whether you are a first-time home buyer, or building your investment portfolio, we are here to help you. So, first home or hundredth, we'll make sure you find the property that is perfect for you!
Throughout the journey of finding your next home, we will help you make informed choices like choosing Single Agency vs Transaction Brokerage.
To keep up with the latest and greatest regarding real estate in the 904, be sure to check out the blog..
Here is a step-by-step overview of the home buying process
1. Contact 904Living
Call us at (904) 434-5154 or email Jeff@ERA.com to schedule a phone conversation or personal meeting to discuss your needs. What’s on your wish list for your dream home? We'll discuss all the vital information - location, size, price and other details that will ensure a perfect match with a home that is right for you.
2. Get Preapproved for a Loan
A lender will look at your income, assets, credit history, debt, and expected down payment to determine your price range. If you haven't spoken with a lender yet, we can connect you to one of our preferred lenders. They can preapprove you in just a few minutes over the phone. With this information, we can stay on budget during our home search.
2. Shopping Around
Next, we will narrow down your search criteria based on your preferences. we will search through all of the available existing homes and narrow down the selection. Our Home Search Map allows you to customize searches, save your favorites, and receive updates. We can email or call you with available listings or you can search the entire database of available homes at your convenience.
3. Let's Make a Deal
When we find a home that meets your needs, we will research comparable properties in the area to provide you with suggestions for an offer price, settlement and occupancy dates, and other contingencies with the goal of getting you the best price and closing costs. The seller then has the option to either accept, reject, or make a counteroffer. After it is agreed upon by all parties, the contract will be signed and legally ratified. We will keep you updated throughout the closing process.
4. Closing and Move in!
Before final settlement, we will do a final walkthrough of the house to check in on the condition of the property. Unless the contract is “As-Is”, everything should working order and all inspection repairs should already be completed. When we meet for closing it is time to do a lot of document signing and pick up the keys to your new home. The only thing left is to move in and plan your housewarming party!
Helpful articles for home buyers:
THE BASICS What is a Short Sale? When a seller owes more on a home than it is worth (i.e. what a buyer is willing to pay), and tries to sell the home by asking their lender to take less than they are owed. This is a short sale. The word “short” in “short sale” […]
After you go through the process of choosing the right home, making an offer and getting the offer accepted, you will find yourself at a closing. This can be stressful, if you don’t understand what to expect. The closing is a bit different for the buyer and seller. There some things you should expect and […]
Since the normal protocol in a real estate deal is to get a home inspection (and WDO inspection) done after the deal has been struck, this is a fair question. How much does a home inspection cost? As is the case with most of the answers I give in the real estate business. It depends. […]
Thinking of buying your first home? It’s a big decision no doubt. And the reasons for doing so can be many and varied. Maybe it’s financial, personal, or even emotional… Nevertheless, you want to make an informed, well thought out decision. Sometimes our best intentions don’t do the job though. Not a month goes by […]