When you’re looking to buy a home in the Jacksonville area, it’s important to know how much you will need for a down payment. The amount will vary based on the price of the home and the type of mortgage you choose. The days of needing a 20% down payment are gone. Here’s a look […]
For Home Buyers
Buying a home in the Jacksonville, Florida area is a big decision. Whether you are a first-time home buyer, or building your investment portfolio, we are here to help you. So, first home or hundredth, we'll make sure you find the property that is perfect for you!
Throughout the journey of finding your next home, we will help you make informed choices like choosing Single Agency vs Transaction Brokerage.
To keep up with the latest and greatest regarding real estate in the 904, be sure to check out the blog..
Here is a step-by-step overview of the home buying process
1. Contact 904Living
Call us at (904) 434-5154 or email Jeff@ERA.com to schedule a phone conversation or personal meeting to discuss your needs. What’s on your wish list for your dream home? We'll discuss all the vital information - location, size, price and other details that will ensure a perfect match with a home that is right for you.
2. Get Preapproved for a Loan
A lender will look at your income, assets, credit history, debt, and expected down payment to determine your price range. If you haven't spoken with a lender yet, we can connect you to one of our preferred lenders. They can preapprove you in just a few minutes over the phone. With this information, we can stay on budget during our home search.
2. Shopping Around
Next, we will narrow down your search criteria based on your preferences. we will search through all of the available existing homes and narrow down the selection. Our Home Search Map allows you to customize searches, save your favorites, and receive updates. We can email or call you with available listings or you can search the entire database of available homes at your convenience.
3. Let's Make a Deal
When we find a home that meets your needs, we will research comparable properties in the area to provide you with suggestions for an offer price, settlement and occupancy dates, and other contingencies with the goal of getting you the best price and closing costs. The seller then has the option to either accept, reject, or make a counteroffer. After it is agreed upon by all parties, the contract will be signed and legally ratified. We will keep you updated throughout the closing process.
4. Closing and Move in!
Before final settlement, we will do a final walkthrough of the house to check in on the condition of the property. Unless the contract is “As-Is”, everything should working order and all inspection repairs should already be completed. When we meet for closing it is time to do a lot of document signing and pick up the keys to your new home. The only thing left is to move in and plan your housewarming party!
Helpful articles for home buyers:
Thinking of buying your first home? It’s a big decision no doubt. And the reasons for doing so can be many and varied. Maybe it’s financial, personal, or even emotional… Nevertheless, you want to make an informed, well thought out decision. Sometimes our best intentions don’t do the job though. Not a month goes by […]
(Originally published 12/11/12) Think your neighborhood didn’t get the love it should have in this post? Leave a comment, Send me an email, or The neighborhoods used in the article are gated communities (sorry Avondale, Ortega, Riverside, San Marco, etc.), in Jacksonville (we’ll do St Johns county, Orange Park, and the beaches another time) The idea was […]
Everyone wants to get rich buying and selling real estate right? From late night infomercials to $1,000 online classes, there is no shortage of gurus wanting to cash in on this hunger for easy money. My personal experience is that making money in real estate is neither quick nor easy. However, with a willingness to […]
So you want to move to Jacksonville? But, as with any relocation process, you feel like a human in a bug’s world—you don’t recognize any faces, some great threat hides around every wrong turn, you’re unsure of the neighborhood etiquette, and you’re tasked with gathering necessities that you normally take for granted. Jacksonville is a […]