For Home Buyers

Buying a home in the Jacksonville, Florida area is a big decision.  Whether you are a first-time home buyer, or building your investment portfolio, we are here to help you. So, first home or hundredth, we'll make sure you find the property that is perfect for you!

Throughout the journey of finding your next home, we will help you make informed choices like choosing Single Agency vs Transaction Brokerage.

To keep up with the latest and greatest regarding real estate in the 904, be sure to check out the blog..

 

Here is a step-by-step overview of the home buying process

 

1. Contact 904Living

contactCall us at (904) 434-5154 or email Jeff@ERA.com to schedule a phone conversation or personal meeting to discuss your needs. What’s on your wish list for your dream home? We'll discuss all the vital information - location, size, price and other details that will ensure a perfect match with a home that is right for you.

 

 

2. Get Preapproved for a Loan

mortgage preapprovalA lender will look at your income, assets, credit history, debt, and expected down payment to determine your price range.  If you haven't spoken with a lender yet, we can connect you to one of our preferred lenders. They can preapprove you in just a few minutes over the phone. With this information, we can stay on budget during our home search.

 

 

2. Shopping Around

Shopping for a HomeNext, we will narrow down your search criteria based on your preferences. we will search through all of the available existing homes and narrow down the selection. Our Home Search Map allows you to customize searches, save your favorites, and receive updates. We can email or call you with available listings or you can search the entire database of available homes at your convenience. 

 

 

3. Let's Make a Deal

make an offerWhen we find a home that meets your needs, we will research comparable properties in the area to provide you with suggestions for an offer price, settlement and occupancy dates, and other contingencies with the goal of getting you the best price and closing costs.  The seller then has the option to either accept, reject, or make a counteroffer. After it is agreed upon by all parties, the contract will be signed and legally ratified. We will keep you updated throughout the closing process.

 

 

4. Closing and Move in!

Keys to new homeBefore final settlement, we will do a final walkthrough of the house to check in on the condition of the property. Unless the contract is “As-Is”, everything should working order and all inspection repairs should already be completed. When we meet for closing it is time to do a lot of document signing and pick up the keys to your new home. The only thing left is to move in and plan your housewarming party!


 

Helpful articles for home buyers:

How To File For Homestead Exemption in Jacksonville FL

Homestead Exemption

Before we get in to filing for your homestead exemption, we should probably answer a few quick questions. What is a homestead exemption? Most cities fund a fair portion of their governmental activities through monies raised by charging a tax … Continue reading

Maple Street Biscuit Company | Jacksonville FL

Maple Street #3

By: Morgan Burden   San Marco is the home of  the widely known Metro Diner which was featured on Diners, Drive-ins and Dives.  The diverse dining district of this quaint neighborhood holds yet another gem that is quickly gaining attention.  Maple … Continue reading

Top 10 Most Expensive Listings in Jacksonville Beach FL

Jacksonville Beach FL

Looking for luxury real estate in Jacksonville Beach?  Look no further…  For a more descriptive text on the area visit the Jacksonville Beach Real Estate page.  Drum roll please…  

Jacksonville Real Estate Market 3rd QTR 2013

Market Prediction Jacksonville FL

All Good Things Must End We have come through a strong sellers market this year, and in my opinion the market is going to “level off” a bit for the next few months.  Fingers crossed, I don’t think we’re going to see a … Continue reading

What Is The Best Neighborhood in Jacksonville, FL?

chart_1

(Originally published 12/11/12) Think your neighborhood didn’t get the love it should have in this post?  Leave a comment, Send me an email,  or   The neighborhoods used in the article are gated communities (sorry Avondale, Ortega, Riverside, San Marco, etc.), in … Continue reading